Current CD Rates in South Dakota: Term of 12-Months
CD Rates in South Dakota are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your state on a regular basis will help you maximize your deposits.
Below are the current 12-month CD rates in South Dakota, along with a list of financial institutions that are providing the highest rates today.
Current South Dakota 1-Year CD Rates
Number of 12-Month CD Accounts Available: 15
Lowest Rate on Record: 0.35% APY
Highest Rate: 1.3% APY
Today’s Average 12-Month CD Rate in South Dakota: 0.81% APY
Banks and Credit Unions in South Dakota with the Highest 12-Month CD Rates
- Andes State Bank: 1.3%
- Med5 Credit Union: 1.05%
- Rushmore Electric Credit Union: 1%
- Dakota Star Credit Union: 0.9%
- Bell Credit Union - Sioux Falls, South Dakota: 0.9%
Please note that the above rates are accurate as of July 13, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the South Dakota CD Rates page.

