Compare the Best Local Rates

South Dakota Credit Unions with the Highest Interest Rates

Do you belong to a credit union? If not, you could be missing out on some of the best interest rates in South Dakota. Credit unions are known to have the most competitive rates, the only problem is you have to be a member to take advantage of them.

There are several credit unions in South Dakota offering outstanding rates. If the interest rates below are better than what you’re presently earning, find out how to become a member of one of these institutions and enjoy the great rates current members do right now.

Credit Unions in South Dakota with the Best CD Rates

A certificate of deposit (CD) works like a savings account, except that you keep your money on deposit for a set amount on time in exchange for a higher rate. CDs are great savings tools for depositors who don’t need access to their money for a while–and the longer the deposit term, the higher the rate.

6-Month CD

  • Rushmore Electric Credit Union: 0.75%
  • East River Credit Union: 0.7%
  • Rapid City Telco Credit Union: 0.65%

12-Month CD
  • Med5 Credit Union: 1.05%
  • Rushmore Electric Credit Union: 1%
  • Rapid City Telco Credit Union: 0.9%

24-Month CD
  • Aberdeen Credit Union: 1.26%
  • Med5 Credit Union: 1.26%
  • Bell Credit Union - Sioux Falls, South Dakota: 1.26%

Highest South Dakota Credit Union Savings Interest Rates

If you want to earn a high interest rate but also keep your account liquid, these credit union savings accounts will help you accomplish both.

  • Hb Telco Credit Union: 0.65%
  • Healthcare Plus Credit Union: 0.35%
  • Mitchell Area Credit Union: 0.3%

The above rates are accurate as of June 22, 2011, but are subject to change at any time at the discretion of the individual credit union. Please contact CUs directly to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the city, visit our Banks List.


Check rates in these cities in South Dakota: See Cities