Welcome to South Dakota Banking Rates

South Dakota Banking Rates wants to help you save money on all your biggest financial commitments. Maybe you want a bigger home, or even a second one in the Black Hills. We can assist you in finding the right rates for your budget. Some rates include:

  • South Dakota mortgage refinance rates
  • South Dakota CD rates and savings account rates
  • More bank rate information available from US Banking Rates

Our Featured South Dakota Bank Rate

More South Dakota Banks

Dakota Star Credit Union

P.O. Box 2784
Rapid City, SD, 57709

Sioux Empire Credit Union

P.O. Box 90240
Sioux Falls, SD, 57109-0240

Rapid City Telco Credit Union

811 E Saint Andrew St
Rapid City, SD, 57701

Consolidated-Hub Co Credit Union

1601 8Th Avenue Ne
Aberdeen, SD, 57401

Andes State Bank

213 Main Street
Lake Andes, SD, 57356

Rushmore Electric Credit Union

P.O. Box 2414
Rapid City, SD, 57709-2414

See all South Dakota Banks

Current South Dakota Rates


If you want your money to earn a high savings interest rate, you have probably noticed just how low savings account yields have become. Even so called high yield savings accounts have been low in your area of South Dakota. National bank rates are not much better either. Due to banks making little to no money, a downturn in the housing market and high unemployment numbers, there is just too little money to go around. So how can you go about getting the best interest rates for your money?

Here’s a tip: search for them. While many banks are hurting, there will always be a number that thrive in a down market. They are definitely out there. Not all South Dakota banks made a bad bet on the housing market, so many are poised to buy up assets and steal customers away during this Great Recession. As such, they are offering amazingly high interest rates to attract national attention and new customers now when they would have been drowned out amongst bigger banks during boom years. High interest rates don’t last forever, however, so make sure you’re checking daily or else you could be missing out on some great savings account offers.

Set up an email alert or go to your favorite finance site to sign up for their newsletter. These sites will do all the work for you by sending you notifications when high interest rate deals become available. If you are serious about earning a decent return on your money, follow the steps as outlined and watch your money grow. There are always great South Dakota savings account offers available despite the greater economy.


CD Rates When Interest Rates are Falling in , SD

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from South Dakota Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

Get the Best Rates in , SD

South Dakota Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. South Dakota Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

South Dakota Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, South Dakota Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Free Rate Resources in , SD

South Dakota Banking Rates is rapidly becoming the premier South Dakota interest rate source. By working with thousands of financial companies, South Dakota Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

South Dakota Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, South Dakota Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, South Dakota Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!


Current South Dakota Banking News

More From Our Partners

We also serve the following cities in South Dakota